Pag-Ibig has established guidelines that you must take and complete to avail of the housing loan:

1. Attend a counseling session in any of the Pag-Ibig offices;
2. Member must accomplish a Preliminary Loan Counseling questionnaire;
3. Pag-Ibig representative signs the Loan Counseling Questionnaire. Then the member will be given a Membership Status Verification Slip or MSVS for completion;
4. Member will submit the accomplished MSVS and its supporting documents (latest payslip and certificate of MPL Amortization if any);
5. If qualified, the member receives copies of Housing Loan Application Form and checklist of requirements;
6. Member/borrower pays the processing fee of P1,000.00;
7. Loan processing begins;
8. Upon approval, the member/borrower signs the loan documents and complies with the Letter of Guaranty;
9. Borrower awaits for notice of availability of check.